4 Year-Round Efforts That Are Good for The Planet and Your Wallet Protecting our planet is a collective responsibility that benefits us all. Though the idea of making these changes may seem overwhelming, even the smallest of actions possess the potential to have significant impacts as time goes on. Be a Conscious Consumer Being a conscious consumer helps to reduce our collective environmental footprint. Conscious consumerism means… Read More
4 Ways to Take Advantage of Rising Interest Rates Though rising interest rates come with ambiguous strains on the economy, there are ways to use those price hikes to your advantage. Whether it’s opening a high-interest savings account or transferring credit card balances, we’ve gathered three tips to help you navigate increasing interest rates. Maximize Your Savings Account While inflation has made it hard… Read More
4 Tips for Navigating Interest Rates and Loans in 2023 With the Federal Reserve continuing to raise interest rates to fight inflation, it can feel intimidating to navigate interest rates, loans and mortgages these days. The Fed raised rates for the 10th consecutive time following their meeting on May 3rd. However, the modest .25% hike suggests policymakers might be moving in a new direction for… Read More
5 Ways to Improve Your Wellbeing During Mental Health Awareness Month May is Mental Health Awareness Month, bringing attention to the importance of mental health and its impact on our overall wellbeing. To that end, here are five resources to help you better manage your mental health. Take advantage of workplace resources. With the passing of Proposition 118, more commonly known as Family and Medical Leave Insurance (FAMLI),… Read More
A No Brainer: Save More for College with a Smart Choice College Savings Account Keeping up with the rising cost of higher education may seem daunting, but a CollegeInvest Smart Choice College Savings Account (CSA) can help make saving for college easier. FirstBank and CollegeInvest are offering several added incentives to make the most of your college savings. What is a CollegeInvest Smart Choice CSA? Also known as a… Read More
6 Ways Your Teen Can Prepare for Financial Responsibility According to a Greenlight® study in 2021, 74% of teens don’t feel confident about their financial education. What’s more, only 13 states require high school students to take a personal-finance class to graduate. So, the chances of your teen learning basic money lessons, without your help, are meager. Since financial literacy is key to building… Read More
Retail vs. Bank Credit Cards: Which Is Right for You? There are a lot of credit cards out there today. Name a demographic or spending category, and a credit card is probably designed just for people within that category. On top of that, there are different kinds of cards, including retail and bank cards. No wonder that the average American adult has three credit cards… Read More
What the $600 Tax Law Delay Means for Your 2022 Taxes In December, the Internal Revenue Service announced a delay of one year in reporting the new $600 IRS tax law. This tax law requires online sellers and gig workers who have received over $600 annually on payment platforms like Cash App, Venmo, or PayPal to report the income using a 1099-K tax form. Previously, these… Read More
Cash Stuffing: How Will This New Budgeting Trend Help You Save? One of the newest budgeting trends made popular by Generation Z is similar to one from a less digital world, about 20 to 30 years ago. Before the surge of plastic payment methods and virtual wallets, hoarding cash was the norm. However, the recent cash-stuffing trend has taken social media platforms by storm. If you’ve… Read More
Colorado Gives Day 2022 ¿Qué es Colorado Gives Day? Colorado Gives Day (CGD) es un evento anual de donaciones en línea de un día que beneficia a más de 3,000 organizaciones sin fines de lucro y, como resultado, a todos los habitantes de Colorado. Está programado para el martes 6 de diciembre. FirstBank se asoció con Community First Foundation… Read More