Five Easy Ways to Avoid Debt During the Holidays Five Easy Ways to Avoid Debt During the Holidays Between buying gifts, hosting parties, and working fewer hours, it’s easy to add on debt during the holidays. So easy, in fact, most Americans tack on additional $1,000 to their credit card bills according to a national survey by MagnifyMoney. To help you this holiday season,… Read More
Costly Mistakes to Avoid After College If you’re one of the estimated 4 million students who graduated last May, you may be experiencing some not-so-fun, post-graduation consequences. For instance, 51 percent of college graduates owe about $13,000 in debt, and that’s not including student loans. We want you to be the exception, so we’ve devised a list of seven costly mistakes… Read More
Five Things Bankers Wish You Knew Banking is an interesting industry these days. Some institutions seem to make headlines daily for good or bad reasons. You hear about them in commercials, online, on billboards. They sponsor events and put their names on stadiums. And despite how “in your face” many banks can be, there are still a lot of misconceptions about… Read More
Get Out of Debt: Top Tips to Pay Off Student Loans Fast They say college is the best years of your life. In a blink of an eye those years are gone and you’re walking up to accept your diploma. Pictures and memories will be your only reminder of those great years. Well those and crushing student loans. While you could pay minimum payments every month for… Read More
Five Interesting Facts about American Money Cheddar, doubloons, big-ones, ‘the almighty dollar’; cash goes by many names. From bullet sized silver blobs in Thailand to the giant Rai stone-money on the island of Yap, money has been a medium of exchange between people for thousands of years. So how did we end up with copper-nickel rounds and green cotton-paper with the… Read More
Seven Bad Financial Habits You Need to Break Right Now Human beings are habit-creating machines, craving any mental or physical shortcut that lets us focus on higher-level thoughts, such as what’s for lunch or developing theories about Netflix dramas. Still, every person who is good at money learned good habits, which means you can, too. “What we know from lab studies is that it’s never too late… Read More
Side Jobs that Can Make You Extra Cash “Mo money, mo problems,” a popular song lyric popularized by the Notorious B.I.G (Biggie Smalls) in the ‘90s, laid out the problems inherited as one’s cash supply grows. But, what if your problem is a lack of money to begin with? Certainly no one, not even Biggie Smalls, is arguing that there are somehow less… Read More
Four Easy Ways to Help Manage Overdrafts No one likes insufficient funds notices and the hefty overdrafts that come with them. Overdrafts can create setbacks and unnecessary financial strain that cause us to channel our inner groundhog – hiding at their very sight. Luckily, you can rest easy with these four simple tips to help prevent them. 1. Sign up for Online… Read More
How to Master Your Finances in 2017 A new year brings a chance to start fresh with just about anything. If your midnight toast included a resolution to improve your financial health, here’s how to make it happen. Get on a budget To get ahead, it’s important to know where you stand and to create a plan with realistic goals such… Read More
Building a Credit Score From Scratch Young adults often bump into a cold fact of financial life: Having no credit history can limit your options just as much as having bad credit does. Lenders, rental offices and insurance companies use your financial track record to judge how likely you are to pay debts and bills — and if you’re a blank… Read More