Debt is something most folks tackle at some point. In fact, consumer debt rose to nearly $15 trillion in 2020. That’s why using credit wisely is so vital, and the goal of today’s article is to provide a short guide to help you better manage debt.   Understanding what kind of debt you have is… Read More


The ability to effectively manage your credit is a key component of financial literacy and the purpose of today’s article is to briefly shed light on a few credit essentials. What is credit, and why is it important? Before we get into what factors make up a credit score, it’s helpful to grasp why it’s… Read More


Earth Day is April 22nd, and in honor of the special day, we’ve compiled a list of eight things you could stop doing to be more environmentally friendly while saving some cash. 1. Stop receiving paper statements One of the simplest ways to reduce your climate impact is to switch to paperless statements. According to… Read More


Keeping your money safe and secure is partly about vigilance and knowing how to spot a scammer. Today, we will outline one of the ways fraudsters attempt to take your money; phishing.  How phishing works Scammers contact victims by email, telephone or text message posing as a legitimate entity to trick the unsuspecting individual into… Read More


In honor of Financial Literacy Month this April, we’re thrilled to announce our #MoneyManagerMonday and Bonus Bucks Giveaways! Here’s how you can try your hand at winning either a $100 Visa Gift Card or $500 in cash. #MoneyManagerMonday Three lucky winners will receive a $100 Visa e-Gift Card every Monday in April – for a… Read More


Like many people, you may have started this year intending to spend less and save more. And like many people—80 percent, in fact—you’ve probably already broken your New Year’s resolution. That’s okay; there is still enough time to reevaluate your goals and get back on track. Reassess Your Goals But before you recommit to your… Read More


FirstBank is ‘giving it forward’ in honor of Arizona Gives Day, April 5-6, 2022.   Two Valley FirstBank locations hosted a mock customer appreciation event, complete with treats, a prize wheel, and a visit from the Phoenix Suns Gorilla. Bank visitors were encouraged to spin a prize wheel for a chance to win pens, keychains,… Read More


Budgeting may not be the most glamorous task on your to-do list, but it certainly is one of the most important. That’s because budgets impact every part of your financial life, from how much you can save for a paradise vacation to your ability to pay off mounting debt. If you would like to budget… Read More


Business Email Compromise (BEC) is a cybercrime scam where an imposter attempts to access critical business information or request payment in order to defraud a company. Cybercriminals send emails that appear as though it is coming from a vendor, trusted business partner, or a trusted source within the company. BEC Examples The following are common… Read More


Shopping trends are changing, and a record number of consumers are making their purchases online. As more people turn to tech for their shopping needs, the scammers are quickly following suit. A 2021 TransUnion survey found that digital fraud attempts in the U.S. rose 17.1 percent from the same time the previous year. That means millions of… Read More