4 Things You Should Consider When Setting New Year Goals

The beginning of each year is a blank canvas to paint new career goals or personal resolutions, whether it’s purchasing your first home, booking international trips, or taming an online shopping addiction. According to Forbes Health/One Poll, 38% of New Year’s resolutions are focused on improving finances. Here are some trends anticipated to make a… Read More

3 Financial Trends the Younger Generation is Prioritizing in 2024

Gen Zers and Millennials are making their financial well-being a priority after a year of high inflation and fluctuating interest rates. A recent survey by Fidelity revealed 75% of Gen Zers and Millennials included financial goals in their New Year’s resolutions vs. 53% of Baby Boomers.  Here are three key financial trends Gen Z and… Read More

La tendencia de “soft saving” y lo que significa para su futuro

La generación Z (personas nacidas entre los años 1995 y 2000) ha adoptado un enfoque diferente para ahorrar para el futuro comparado con generaciones anteriores. Una tendencia reciente llamada “soft saving” prioriza las mentalidades de “solo se vive una vez” (YOLO, por sus siglas en inglés) sobre ahorros a largo plazo. De hecho, el 73%^… Read More

Tu guía de navegación y presupuesto para la “Tip-flación”

Probablemente, muchos de nosotros hemos encontrado el indicador para dejar propina al comprar café o comida de un mostrador de atención rápida, ofreciendo varias opciones de propina (por ejemplo, 10%, 20%, y 30%). Sin embargo, estas comodidades del punto del servicio también han resultado en un aumento de frustraciones entre los consumidores, mejor conocidos como… Read More

Your Guide to Navigating and Budgeting for “Tipflation”

Many of us have likely encountered the tipping prompt when grabbing coffee or food from a fast-service counter, offering several gratuity options (e.g. 10%, 20% and 30%). However, these point of service conveniences have also resulted in growing frustrations among consumers known as “tip fatigue” – the increasing pressure and confusion around tipping. Among 30… Read More

Five Budget Friendly Travel Secrets We Learned from Gen-Z

Gen Zers — the generation born between 1997 and 2012 — are reshaping the travel industry by finding creative ways to travel on a budget. In fact, 61% of Gen Zers who took three or more vacations in the past year come from households earning less than $50,000 annually.  So how can you travel cheaply?… Read More

4 Ways to Take Advantage of Rising Interest Rates

Though rising interest rates come with ambiguous strains on the economy, there are ways to use those price hikes to your advantage. Whether it’s opening a high-interest savings account or transferring credit card balances, we’ve gathered three tips to help you navigate increasing interest rates. Maximize Your Savings Account  While inflation has made it hard… Read More

5 Recyclable Alternatives to Grocery Store Plastic Bags

Although the Plastic Pollution Reduction Act was passed in Colorado in 2021, the new year caught some shoppers by surprise. Effective January 1, 2023, the new law now requires all stores in Colorado to charge customers 10 cents for every plastic or paper bag provided. The complete ban of single-use plastic bags statewide will take… Read More

You Paid Off Your Home: What’s Next?

Paying off a home is a monumental financial and life achievement — but it’s not the end of the road for homeowners. While you may not have to worry about mortgage payments or losing your home for financial reasons, there are still factors to think about to ensure your home is working as hard for… Read More