Building and Managing Credit Effectively The ability to effectively manage your credit is a key component of financial literacy and the purpose of today’s article is to briefly shed light on a few credit essentials. What is credit, and why is it important? Before we get into what factors make up a credit score, it’s helpful to grasp why it’s… Read More
Su plan para un mejor presupuesto Es posible que elaborar un presupuesto no sea la tarea más glamorosa de su lista de tareas pendientes, pero ciertamente es una de las más importantes. Esto se debe a que los presupuestos afectan cada parte de su vida financiera, desde cuánto puede ahorrar para unas vacaciones paradisíacas hasta su capacidad de pagar la deuda… Read More
Save Big for the Holidays, and Beyond Savvy Sale Tips to Save Year-Round Every December, like clockwork, consumers are torn between their budgets and sentimentality. The pressure of the holidays and the sense of urgency that the end of the year brings can often lead to impulsive purchases, overspending and credit card debt. This holiday season, consumers are expected to spend an… Read More
What’s the Biggest Trend of 2018? Hint: It’s Not What You’re Wearing Something is growing in popularity amongst the nation’s largest generation (Millennials) and it isn’t sparkly boots, bold patterns or color blocking. It’s something far more widespread and even a little more obscure. What it is exactly? It’s SAVING. According to a recent study, an estimated 50 percent of them have $15,000+ socked away. What’s more,… Read More
7 Ways to Save on Household Costs Saving money is a key way to fund major spending without going into debt. But if you find hanging on to cash challenging, we got you covered. Here are seven easy ways to making saving money easier. 1. Cut energy waste Unplugging electronics before bed is one simple way to save money. Televisions, computers and… Read More
The Skinny on Skimming: 5 Tips to Protect Your Money at the ATM A recent report finds that illegal card skimming continues to grow and has cost consumers more than $2 billion. Skimming is big business, netting crooks an average of $50,000 ($50,000!) each time. Unfortunately, skimming is an increasingly popular method for thieves to steal credit or debit card numbers and PINs, where cardholders swipe to pay… Read More
5 Tips: Save Money without Sacrificing Summer Fun At FirstBank, we’re always looking out for ways to help you save money without sacrificing the little things in life. That’s why we’ve put together a list of our five favorite ways to save when spending quality time with the family this summer. Whether you’re road-tripping across the U.S. or settling in for a staycation,… Read More