How to Overcome the Biggest Obstacle to Home Ownership May 9, 2019 Raising enough cash for a down payment is often the biggest hurdle for homebuyers. According to some estimates, it can take up to 15 years for people to save towards the purchase of a home, especially with conventional mortgages, which require anywhere between 5 to 20 percent down. If you’re trying to buy a $400,000… Read More
FirstBank is Helping Businesses get BIG (Again)… May 6, 2019 FirstBank values a healthy and mutually beneficial relationship with every customer. This rings especially true with local businesses, who strive to grow and help their communities at the same time. Here’s the thing: we want our customers to succeed, because their success becomes our success. Pretty simple philosophy, actually. This is one of the many… Read More
529 (College Savings Plans) Events for Parents and Students at FirstBank Locations May 3, 2019 For those of you that want to learn more about our College Savings Accounts (CSAs), also known as 529 accounts, we have some special events planned at four of our Colorado FirstBank locations: When and Where: each location will activate from 11 a.m. – 2 p.m. Friday, May 10; Loveland (1352 W. Eisenhower Blvd.) Friday,… Read More
BOLDERBoulder Mobile Registration at FirstBank April 24, 2019 Join the 50,000 participants in one of the most acclaimed 10Ks in the world. Since 1979, the BOLDERBoulder has encouraged families, friends and athletes to put their running shoes on and celebrate fitness during this Memorial Day tribute. Interested in joining? FirstBank will be hosting in-branch mobile registrations from 2:00 p.m. to 5:00 p.m. in early May… Read More
6 Ways to Save (and Earn) Green, While Going Green April 22, 2019 It’s April, and that means it’s time to celebrate the two most significant periods of the year: tax season and Earth Day. It may be too late to change your paycheck withholdings to score a bigger 2018 tax return, but it’s never too late to save money and lower your carbon footprint. Take a fresh… Read More
Four Unexpected Ways Businesses Can Attract Talent and Increase Productivity April 19, 2019 If you’re an employer, how do you attract talented job seekers–let alone encourage the employees you have to stay? While many companies believe this is achieved by offering high salaries, appealing benefits like endless PTO and senior job titles (and yes, that may work), it’s not always the case. Here are four ways to attract… Read More
7 Things to Consider When Moving Your Business April 12, 2019 The typical timeline for commercial real estate transactions is roughly 60 days. However, if you’re planning to relocate your business or buy a new building, you’ve probably spent longer considering your decision. Moving a business is a significant financial investment and time commitment. So if you’re serious about relocating, do yourself a solid and leave… Read More
Start Small, Grow Big: What SBA Loans Can Do for Your Small Business April 12, 2019 Only one in ten small businesses will make it their 10 year anniversary. That means access to capital plays an important role in the viability of small companies everywhere — and our economic well-being. Simply put, we need small businesses to succeed, and we need to ensure they have the resources to do so. Fortunately,… Read More
Is Now the Time to Buy? Insider Tricks to Landing the Home You Want April 8, 2019 For the past several years, the real estate industry has been a “sellers’ playground.” Homeowners who’ve sold their house have done so quickly, usually with multiple offers, and at higher premiums, leaving a lot of buyers with lofty mortgages. Luckily for first-time buyers and others wanting to break into real estate, the tides are finally… Read More
5 Ways to Improve Your Company’s Cash Flow April 2, 2019 Is money flowing out of your business, faster than it’s coming in? Turns out, you’re not alone. According to the National Federation of Independent Business research, half of small businesses don’t hold enough cash for one month, while 25 percent of small businesses can’t even make it two weeks. While challenges vary from industry to… Read More