There have been recent questions and concerns about the American Rescue Plan Act – a new IRS tax law, requiring certain payment networks to report $600 or more in total payments received for goods and services in a calendar year. Our goal is to provide clarity on how this new law may impact individuals and… Read More


“Act as if what you intend in life is already a reality.” Pretty powerful words when you think about it. After all, people that exercise good visualization and habits, usually manage to succeed in the face of failure, according to several scientific studies. This might explain why “faking it till you make it” has some… Read More


Every day, thousands of people fall victim to phishing scams —fraudulent emails, texts, and calls from scammers. The Federal Trade Commission’s report on fraud estimates that American consumers lost a staggering $1.9 billion to these phishing schemes and other fraud in 2019 — and the ongoing pandemic has only increased the threat. Moreover, the online shopping surge during the… Read More


The Golden Years of retirement should be a time of rest and relaxation after a lifetime of work, but improper or inadequate retirement planning can mean working longer than expected. In fact, some studies claim that half of Americans are at risk of not having enough for retirement. Knowing the mistakes to avoid and areas… Read More


Combating climate change has been a hot topic for years, and a 2020 Pew Research poll found that 65 percent of Americans think more needs to be done to address the issue. While a host of legislators, scientists, and other experts debate as to how to best tackle the problem, we as consumers can do… Read More


The COVID-19 pandemic offers us some valuable insights in making our finances more resilient. A few trends have emerged in saving, spending, and investment habits during this time, and today, we’re passing on some of the best lessons we’ve learned.… Read More


If you feel a dollar short and constantly bogged down by debt, you’re not alone. According to reported data, consumer debt reached a record $14.88 trillion last year. In the spirit of Independence Day, we’re here to offer four tips to get you on the path to financial freedom. 1. Eliminate unproductive debt Not all… Read More


As a parent, you want the best for your kids, and helping them develop good habits gives them the foundation for healthy, happy and secure lives. A great place to start is to help them develop good habits for managing money. Here are six important tips for helping your children become money smart. 👇 1.… Read More


Como padre, usted quiere lo mejor para sus hijos, y ayudarles a desarrollar buenos hábitos les da la base para una vida sana, feliz y segura. Un excelente punto de partida es ayudarles a desarrollar buenos hábitos para administrar el dinero (artículo en inglés). Estos son algunos consejos importantes para ayudar a que sus hijos… Read More


It seems like only yesterday everyone was busy making New Year’s resolutions. As we tumble quickly into late spring, many of us are starting to wonder how these resolutions are turning out. Do our butts hurt because we’ve stayed true to our commitment to the gym or are we sore from falling off the wagon… Read More