How to Stop Online Scammers Shopping trends are changing, and a record number of consumers are making their purchases online. As more people turn to tech for their shopping needs, the scammers are quickly following suit. A 2021 TransUnion survey found that digital fraud attempts in the U.S. rose 17.1 percent from the same time the previous year. That means millions of… Read More
What the New $600 IRS Tax Law Means for Zelle Users There have been recent questions and concerns about the American Rescue Plan Act – a new IRS tax law, requiring certain payment networks to report $600 or more in total payments received for goods and services in a calendar year. Our goal is to provide clarity on how this new law may impact individuals and… Read More
19 Surprising Habits That Could Make You Wealthier, Healthier and Happier “Act as if what you intend in life is already a reality.” Pretty powerful words when you think about it. After all, people that exercise good visualization and habits, usually manage to succeed in the face of failure, according to several scientific studies. This might explain why “faking it till you make it” has some… Read More
Scams are one thing you don’t want to unwrap this holiday season Every day, thousands of people fall victim to phishing scams —fraudulent emails, texts, and calls from scammers. The Federal Trade Commission’s report on fraud estimates that American consumers lost a staggering $1.9 billion to these phishing schemes and other fraud in 2019 — and the ongoing pandemic has only increased the threat. Moreover, the online shopping surge during the… Read More
The Do’s and Don’ts of Retirement Preparation The Golden Years of retirement should be a time of rest and relaxation after a lifetime of work, but improper or inadequate retirement planning can mean working longer than expected. In fact, some studies claim that half of Americans are at risk of not having enough for retirement. Knowing the mistakes to avoid and areas… Read More
5 Ways to a Smaller Carbon Footprint Combating climate change has been a hot topic for years, and a 2020 Pew Research poll found that 65 percent of Americans think more needs to be done to address the issue. While a host of legislators, scientists, and other experts debate as to how to best tackle the problem, we as consumers can do… Read More
The Top Financial Takeaways from the COVID Pandemic The COVID-19 pandemic offers us some valuable insights in making our finances more resilient. A few trends have emerged in saving, spending, and investment habits during this time, and today, we’re passing on some of the best lessons we’ve learned.… Read More
Find Your Financial Freedom This Fourth of July with These Four Tips If you feel a dollar short and constantly bogged down by debt, you’re not alone. According to reported data, consumer debt reached a record $14.88 trillion last year. In the spirit of Independence Day, we’re here to offer four tips to get you on the path to financial freedom. 1. Eliminate unproductive debt Not all… Read More
6 Tips for Raising Money-Smart Kids As a parent, you want the best for your kids, and helping them develop good habits gives them the foundation for healthy, happy and secure lives. A great place to start is to help them develop good habits for managing money. Here are six important tips for helping your children become money smart. 👇 1.… Read More
6 consejos para criar niños inteligentes con el dinero Como padre, usted quiere lo mejor para sus hijos, y ayudarles a desarrollar buenos hábitos les da la base para una vida sana, feliz y segura. Un excelente punto de partida es ayudarles a desarrollar buenos hábitos para administrar el dinero (artículo en inglés). Estos son algunos consejos importantes para ayudar a que sus hijos… Read More