Insufficient funds notices and overdraft fees can be an unnecessary strain on your finances, but with some planning and these five strategies, you can help avoid them. Here’s how:  Sign up for Account Alerts  Most online banking services offer email or even text message alerts to warn you of low balances. An alert can notify you when… Read More


The ability to effectively manage your credit is a key component of financial literacy and the purpose of today’s article is to briefly shed light on a few credit essentials. What is credit, and why is it important? Before we get into what factors make up a credit score, it’s helpful to grasp why it’s… Read More


Es posible que elaborar un presupuesto no sea la tarea más glamorosa de su lista de tareas pendientes, pero ciertamente es una de las más importantes. Esto se debe a que los presupuestos afectan cada parte de su vida financiera, desde cuánto puede ahorrar para unas vacaciones paradisíacas hasta su capacidad de pagar la deuda… Read More


A new year means a new set of resolutions to make and, if you’re like 80 percent of folks out there, to eventually break. But that doesn’t have to be the case. With the right tools, knowledge, and a little bit of persistence, 2022 could be the year you spend less and save more.  Today, we’ll… Read More


Savvy Sale Tips to Save Year-Round Every December, like clockwork, consumers are torn between their budgets and sentimentality. The pressure of the holidays and the sense of urgency that the end of the year brings can often lead to impulsive purchases, overspending and credit card debt. This holiday season, consumers are expected to spend an… Read More


Something is growing in popularity amongst the nation’s largest generation (Millennials) and it isn’t sparkly boots, bold patterns or color blocking. It’s something far more widespread and even a little more obscure. What it is exactly? It’s SAVING. According to a recent study, an estimated 50 percent of them have $15,000+ socked away. What’s more,… Read More


Saving money is a key way to fund major spending without going into debt. But if you find hanging on to cash challenging, we got you covered. Here are seven easy ways to making saving money easier. 1. Cut energy waste Unplugging electronics before bed is one simple way to save money. Televisions, computers and… Read More


At FirstBank, we keep our finger on the financial world, so we can deliver the latest and greatest money-saving ideas. This week we’re offering some useful tips for saving money at the pump and qualifying for a home loan. Here’s what you need to know now: Save at the pump: Now that the price of oil… Read More


In this week’s installment of “Money Saving Tips,” we’re sharing smart ways to save more at home and abroad. Here’s what you should know now: Money-Saving Tips for Moms. Creating a sound, reasonable household budget is only the first step to saving your family more money. Reporter Maria Lalonde of U.S. News & World Report… Read More


This week we’re sharing tips on how to teach your kids financial literacy, when to sell your home and ways to be more frugal: Teaching Your Kids Good Sense: According to CNBC Reporter Kellie B. Grant, you should not underestimate the importance of teaching financial literacy. In her latest article she offers a few interactive… Read More