Debt is something most folks tackle at some point. In fact, consumer debt rose to nearly $15 trillion in 2020. That’s why using credit wisely is so vital, and the goal of today’s article is to provide a short guide to help you better manage debt.   Understanding what kind of debt you have is… Read More


The ability to effectively manage your credit is a key component of financial literacy and the purpose of today’s article is to briefly shed light on a few credit essentials. What is credit, and why is it important? Before we get into what factors make up a credit score, it’s helpful to grasp why it’s… Read More


Like many people, you may have started this year intending to spend less and save more. And like many people—80 percent, in fact—you’ve probably already broken your New Year’s resolution. That’s okay; there is still enough time to reevaluate your goals and get back on track. Reassess Your Goals But before you recommit to your… Read More


A new year means a new set of resolutions to make and, if you’re like 80 percent of folks out there, to eventually break. But that doesn’t have to be the case. With the right tools, knowledge, and a little bit of persistence, 2022 could be the year you spend less and save more.  Today, we’ll… Read More