5 Ways to Maximize Tax and Savings Benefits with Your HSA Did you know Americans have saved nearly $150 billion through Health Savings Accounts (HSAs)? That’s because HSAs are more than just a place to set aside money for medical expenses, they combine tax advantages with long-term flexibility. If you’re enrolled in a high-deductible health plan (HDHP), an HSA could be one of the smartest financial… Read More
Can AI Really Help You Budget Better? What You Need to Know Budgeting is critical to financial wellness, but it’s also one of the hardest habits to maintain. According to a recent survey, fewer than one-third of Americans review their budget monthly, and only 34% track spending regularly. However, artificial intelligence (AI) budgeting tools can help simplify budgeting, automate savings, and track expenses. Let’s explore how these… Read More
The Truth About ‘Buy Now, Pay Later’ Services Are you among the many individuals falling into Buy Now, Pay Later (BNPL) service traps? According to the Federal Reserve, 15% of Americans cited using BNPL services in 2024. While BNPL services are marketed as fast and convenient ways to manage spending, some Americans lean on these tools to smooth cash flow without analyzing the… Read More
“Loud Budgeting”: La Tendencia Financiera que no Sabías que Necesitabas Hablar abiertamente sobre dinero está de moda, y el loud budgeting es prueba de ello. Esta tendencia viral en redes sociales^ invita a las personas a expresar con claridad sus metas financieras, en lugar de gastar en silencio y sin control. Un video que explica esta técnica superó 1.6 millones de vistas^ el año pasado.… Read More
Cómo Ajustar Tu Presupuesto en Una Recesión La incertidumbre económica puede sentirse abrumadora. Ya sea por el aumento en el costo de productos cotidianos o la posibilidad de recortes laborales, la palabra “recesión” suele generar preocupación. Aunque la economía cambie, tu bienestar financiero no tiene que verse afectado. Con las estrategias adecuadas y un poco de apoyo, puedes mantener el control y… Read More
What You Should Cut and Keep in a Recession Budget Economic uncertainty can feel overwhelming. Whether it’s increased costs on everyday goods or potential job cuts, the word “recession” often sparks concern. While the economy may fluctuate, your financial well-being doesn’t have to. With the right strategies and a little support, you can stay on top of your finances and get ahead. Here are some… Read More
Loud Budgeting Is the Money Trend You Didn’t Know You Needed Loud budgeting has become a popular social media trend, encouraging people to speak openly about their financial goals rather than quietly overspending. This money-saving technique went viral last year with one video garnering over 1.6 million views. At its core, loud budgeting is about transparency and communicating when something doesn’t align with your financial priorities.… Read More
6 Ways to Protect Yourself from Check Washing Have you ever lost a check in the mail or sent one that was never received? It’s possible the check was stolen and used for check washing. Check washing is when fraudsters use chemicals to wash the ink off a check and alter the payee’s name or dollar amount. The United States Postal Service reported postal inspectors recover… Read More
6 Mobile Banking Alerts to Help Manage Your Money A recent American Bankers Association (ABA) study found that more than half of surveyed Americans use mobile banking as their preferred banking method. With mobile banking’s growing popularity across multiple generations, monitoring your accounts with alerts can help you master your finances. Here are six alerts you should incorporate into everyday banking: 1. Projected Balance Alerts:… Read More
6 Alertas de la Banca Móvil para Ayudarte a Monitorear tu Dinero Según una encuesta^ reciente de la American Bankers Association (ABA, por sus siglas en inglés), más de la mitad de los estadounidenses encuestados prefieren la banca móvil como método bancario preferido. Con la creciente popularidad de la banca móvil entre distintas generaciones, usar alertas móviles para monitorear tus cuentas puede marcar la diferencia en cómo… Read More