Van Life vs. Homeownership: What Each Lifestyle Really Costs Van life has surged in popularity among 25- to 45-year-olds, especially young professionals, digital nomads, or couples seeking adventure. In the U.S., the number of van-lifers increased 63% from 1.9 million in 2020 to 3.1 million in 2022. Whether you crave freedom on the road or the stability of a permanent home, here’s what each… Read More
5 Maneras Claves Para Sacarle Más Provecho a Tu HSA ¿Sabías que los estadounidenses han ahorrado casi $150 mil millones a través de las Cuentas de Ahorro para la Salud (HSAs, por sus siglas en ingles)? Esto se debe a que las HSAs son más que un lugar para reservar dinero para gastos médicos: combinan ventajas fiscales con flexibilidad a largo plazo. Si estás inscrito… Read More
5 Ways to Maximize Tax and Savings Benefits with Your HSA Did you know Americans have saved nearly $150 billion through Health Savings Accounts (HSAs)? That’s because HSAs are more than just a place to set aside money for medical expenses, they combine tax advantages with long-term flexibility. If you’re enrolled in a high-deductible health plan (HDHP), an HSA could be one of the smartest financial… Read More
Can AI Really Help You Budget Better? What You Need to Know Budgeting is critical to financial wellness, but it’s also one of the hardest habits to maintain. According to a recent survey, fewer than one-third of Americans review their budget monthly, and only 34% track spending regularly. However, artificial intelligence (AI) budgeting tools can help simplify budgeting, automate savings, and track expenses. Let’s explore how these… Read More
The Truth About ‘Buy Now, Pay Later’ Services Are you among the many individuals falling into Buy Now, Pay Later (BNPL) service traps? According to the Federal Reserve, 15% of Americans cited using BNPL services in 2024. While BNPL services are marketed as fast and convenient ways to manage spending, some Americans lean on these tools to smooth cash flow without analyzing the… Read More
“Loud Budgeting”: La Tendencia Financiera que no Sabías que Necesitabas Hablar abiertamente sobre dinero está de moda, y el loud budgeting es prueba de ello. Esta tendencia viral en redes sociales^ invita a las personas a expresar con claridad sus metas financieras, en lugar de gastar en silencio y sin control. Un video que explica esta técnica superó 1.6 millones de vistas^ el año pasado.… Read More
Cómo Ajustar Tu Presupuesto en Una Recesión La incertidumbre económica puede sentirse abrumadora. Ya sea por el aumento en el costo de productos cotidianos o la posibilidad de recortes laborales, la palabra “recesión” suele generar preocupación. Aunque la economía cambie, tu bienestar financiero no tiene que verse afectado. Con las estrategias adecuadas y un poco de apoyo, puedes mantener el control y… Read More
What You Should Cut and Keep in a Recession Budget Economic uncertainty can feel overwhelming. Whether it’s increased costs on everyday goods or potential job cuts, the word “recession” often sparks concern. While the economy may fluctuate, your financial well-being doesn’t have to. With the right strategies and a little support, you can stay on top of your finances and get ahead. Here are some… Read More
Loud Budgeting Is the Money Trend You Didn’t Know You Needed Loud budgeting has become a popular social media trend, encouraging people to speak openly about their financial goals rather than quietly overspending. This money-saving technique went viral last year with one video garnering over 1.6 million views. At its core, loud budgeting is about transparency and communicating when something doesn’t align with your financial priorities.… Read More
6 Ways to Protect Yourself from Check Washing Have you ever lost a check in the mail or sent one that was never received? It’s possible the check was stolen and used for check washing. Check washing is when fraudsters use chemicals to wash the ink off a check and alter the payee’s name or dollar amount. The United States Postal Service reported postal inspectors recover… Read More