The Scam One of the most common scams today is card fraud, the unauthorized use of a credit or debit card to fraudulently obtain money or property. Fraudsters use multiple tactics to collect this information, including copying your card’s magnetic strip (known as skimming), intercepting your card in the mail, or using a strategy called “formjacking,” where… Read More


Young adults often bump into a cold fact of financial life: Having no credit history can limit your options just as much as having bad credit does. Lenders, rental offices and insurance companies use your financial track record to judge how likely you are to pay debts and bills — and if you’re a blank… Read More