This week we’re sharing ways to improve spending habits, finance strategies for college students, and the subscription services that actually pay off and the ones that don’t. Here’s what you need to know:

  • Even if you keep track of every cent you spend, there are always ways to improve. According to Kimberly Palmer of US News and World Report there are 8 ways to get your spending back on track. Her tips include using comparison phone apps for smarter shopping, signing up for recall alerts, talking to companies on Twitter, embracing online fundraising and more.
  • After college many young students will be faced with student loans and costly personal expenses. But according to Josh Bogage, college students will be better prepared for the financial world and the responsibilities that come with it if they follow these five financial rules. In The Washington Post article, Josh suggests developing a financial strategy before stepping on campus, working with parents and sticking to a budget, monitoring and protecting credit, saving as much as possible, and living below means.
  • Delivery services are all about convenience, and today people can subscribe to just about anything. But which of these services are actually worth the money, and which items are you better off shopping for in-store? For example, money expert, Matt Granite with USA Today finds that when it comes to food, it’s a toss-up – online grocery delivery usually only marks up to 10 percent for its services, while specialty food services such as Blue Apron will cost about nine dollars per portion. In the end, you have to weigh which is more important: more convenience or more money in your wallet.

Catch up on last week’s What’s Impacting Your Wallet blog post right here or read through prior What’s Impacting Your Wallet posts here.

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