Some people may be saving up for a big trip while others may be saving up for a new car. No matter what you’re saving for, there are simple steps to take to ensure you’re saving properly and avoiding debt down the road.

Here’s what you need to know this week:

• Planning to buy a new car seems as simple as saving the money then making the purchase. While a fourth-grader can do that math on paper, USA Today shares steps to take in order to save for a new car that will help keep you on schedule if unexpected expenses come up.
• If you play your cards right you might just end up with the right credit card. Investopedia gives an easy, three-step process to finding the right credit card to fit your lifestyle and needs.
• We all try to avoid debt, but sometimes it’s inevitable. The good news is that Business Insider has a strategy for quickly paying off debt, no matter how much you owe. Staying away from credit card debt requires discipline just as getting out of debt requires discipline, too.