There are so many things that can hurt your finances, but did you ever think a lack of sleep and procrastination could play a large role? This week’s personal finance articles highlight the importance of staying on top of your finances and how to avoid three of the worst debt problems.

Here’s what you need to know this week:

• U.S. News supports the research on the lack of sleep affecting one’s finances. Your finances depend on you getting enough shuteye every night. What may be draining on your body may also be draining on your wallet.
• Procrastination. Everyone is guilty of it. There’s not only one, but eight ways procrastination can exhaust your wallet. The Week discusses red flags when it comes to procrastination of your finances.
• Debt is never a good thing, but there are three types of debt you definitely want to avoid. USA Today talks about the growing trend of debt and which types of debt are the most harmful to your finances.