If we were all perfect, there would be no need to search for financial advice. If you’re like the rest of us, you make money mistakes – and you make more than you care to share sometimes. This week’s headlines are centered on making mistakes, and, more importantly, fixing them and preventing them.

Here’s what you need to know this week:

• According to the National Foundation for Credit Counseling’s 2014 financial literacy survey, forty-one percent of respondents gave themselves a C, D, or F for their grasp on personal finance. A majority of the 2,016 adults who took the survey also said they learned their financial habits from their parents. While you may know that your kids are impressionable and emulate everything you do, you might not know that you might inadvertently pass on pass on your bad financial habits. US News and World Report gives tips for the 6 Bad Financial Habits You’re Passing On To Your Kids.
• One of the best (and unfortunate) ways to learn is by making a mistake. Humans tend to make them naturally, and many end up making mistake-after-mistake. Doing things wrong can be healthy, as long as you learn and grow from them. Business Insider’s report, America’s Top Money Experts Share Their Best Financial Advice, poses the question on what Americans can change, shift or do differently in 2015 so that we can move past our mistakes and be more successful.