sky obsured by wildfire smoke

Author: Kyle

I recently worked with a FirstBank customer that needed a construction loan.  He was building his new primary residence here in Summit County.  Unfortunately, his old home in Colorado Springs was completely destroyed in the Waldo Canyon Fire.  Part of the money he was using to build the new home was from the insurance proceeds related to the fire.

As a relatively new resident to Summit County I realized I could no longer think of wildfires as something I only hear about in the news.  In the year and a half I have lived here there have been multiple times I have been able to smell smoke or see a haze coming from a wildfire in a neighboring community.  As a result, I set about in earnest to prepare a kit just in case I ever receive the dreaded call giving me 15 minutes to evacuate.  As residents of Colorado many of us either live in threatened areas, own property in the mountains, or know someone who does.  Through my research I learned that there are some essential items for a kit such as this, and I wanted to pass them along:

  • Water—one gallon per person, per day (3-day supply)
  • Food—non-perishable, easy-to-prepare items (3-day supply)
  • Flashlight
  • First aid kit
  • Medications (7-day supply) and medical items
  • Multi-purpose tool
  • Sanitation and personal hygiene items
  • Copies of personal documents (medication list and pertinent medical information, deed/lease to home, birth certificates, insurance policies) – A FirstBank safe deposit box is a good place for these!
  • Cell phone with chargers
  • Family and emergency contact information
  • Extra cash
  • Emergency blanket
  • Other essential items that could not be replaced if they were destroyed

As a FirstBank loan officer, construction loans are probably one of the most interesting and fulfilling kinds of loans to work on.  The ability to help a customer build his or her dream home from start to finish is always exciting.  In this case, I was able to help someone who had recently lost everything start over.

FirstBank has a range of products available to finance each phase of the development and construction process:  acquisition financing for undeveloped ground, commercial and residential development loans, lot acquisition loans, commercial and residential construction loans, and permanent financing.  FirstBank does it all, and we are always here to help.

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